At Lewis Financial Group, we offer a comprehensive array of services, including:
Retirement Distribution Planning
Income planning is a critical element of a solid retirement plan. A major financial goal is to have a consistent and reliable stream of income that will last through retirement. We utilize an Income for Life Model®, an asset allocation strategy designed to maximize retirement income and minimize risk aversion. Learn more here.
IRA Rollovers and Retirement Planning
Typically, clients planning for retirement are less focused on taking risks and more focused on managing and preserving their wealth. We strive to eliminate financial risks that retirement may present. A sudden market decline or long-term health care needs can significantly reduce your retirement income and lifestyles. We have solutions to protect clients from unexpected future events. We can help you turn non-guaranteed income sources, such as IRAs and 401(k)s, into guaranteed sources of income that will last a lifetime, by utilizing guarantees backed by major insurance companies.
Through wealth management, we can help you create an investment portfolio that produces an appropriate diversification based on your objectives and risk tolerance. Our goal is to help clients receive the highest rate of return with the least amount of risk. Professional investment management may provide investors access to investments they may not have otherwise, including a wide variety of traditional and alternative investment classes. We assist with strategic asset allocation, make investment recommendations, and provide ongoing portfolio management, making adjustments as needed.
A comprehensive risk management strategy entails protecting against financial risks and utilizing various investment management techniques. This may include life insurance, long-term care insurance, and guaranteed lifetime income annuities. As we’re not employed by or a representative of a specific company, we work with a number of insurance companies and can search for the products that appropriately meet the client’s needs.
Many individuals want to leave a legacy for their family. Estate planning is critical for ensuring your wishes are carried out. We utilize our own developed strategy, The Positive Estate Plan™, which is structured to provide clients with a lifetime income and reduce income and estate taxes. Learn more here.